You agree to pay for all royalties, fees, and any other monies owed by reason of Content you post on or through the Service;

from Instagram – Terms of Use on Rap Genius

Meaning

In the event we use any of the photos you post (without your express consent) to help us deliver interesting paid or sponsored content or promotions (see: make money) and get sued for royalties or fees because you don’t own or have the rights to sub-license the photos, we’ll be coming after you to recoup the losses.

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